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neutral appraisal

Neutral Appraisal: Legally Sound Valuation by DIAVAG

Independent appraisers for cars, EVs, and specialty assets

DIAVAG Compliance Desk·
Neutral Appraisal: Legally Sound Valuation by DIAVAG

The essentials

  • 1Complete independence through ISO/IEC 17020 Type A status guarantees objective values with no sales interest.
  • 2Transparent flat prices from auf Anfrages (standard) to auf Anfrages (premium) prevent hidden costs.
  • 3The Premium Battery Test is standard for EVs and home storage systems and delivers precise SoH data.

Tuesday morning, 10:00 a.m., a farming operation on the outskirts of Munich. A tractor and a combine harvester are due for valuation, as the business is being handed over within the family. The notary needs solid figures for the legally sound drafting of the transfer agreement. In moments like these, the neutrality of the appraiser is the decisive criterion. DIAVAG acts as an independent service provider that neither buys vehicles nor brokers insurance. The appraiser appears on site, uses calibrated measuring equipment, and documents the condition of the asset following a standardized procedure. The result is a BVSK-compliant PDF appraisal, available on the same day.

The Importance of Neutrality in the Appraisal Profession

A neutral appraisal is characterized by the fact that its author has no personal interest in the outcome of the valuation. Unlike platforms that buy vehicles or workshops that want to carry out repairs, DIAVAG is a pure inspection service provider. This independence is the prerequisite for the appraisal's acceptance by third parties, such as tax offices, insurers, or courts. If an appraiser simultaneously acts as a dealer, an inherent conflict of interest arises that can jeopardize the usability of the document.

DIAVAG follows the principle of ISO/IEC 17020 Type A inspection. This represents the highest level of independence. The appraiser focuses exclusively on recording the current condition using standardized hardware. Whether it is an inheritance matter, a divorce, or a lease return: neutrality protects all parties involved from being taken advantage of. A flat-price model of auf Anfrages for standard assets underscores this transparency, as there are no incentives for artificially prolonged inspections.

Qualification Standards: BVSK and ISO/IEC 17020 Type A

The quality of an appraisal stands and falls with the qualification of the appraiser. All experts working at DIAVAG operate according to the guidelines of the BVSK (German Federal Association of Freelance and Independent Motor Vehicle Appraisers). This guarantees a high level of professional competence and adherence to ethical standards in the appraisal profession. Every PDF appraisal produced is also finally reviewed and signed by a senior inspector, which minimizes the error rate and increases legal certainty.

In addition to personnel qualification, procedural security through alignment with ISO/IEC 17020 Type A is crucial. This standard defines the requirements for the operation of various types of bodies performing inspections. Type A means that the body is completely independent of the parties involved. For lawyers and notaries, this is an essential argument, since the appraisals can thus withstand the requirements of the JVEG (Judicial Remuneration and Compensation Act) in the event of use in court. DIAVAG thus delivers a solid data foundation for legal mandates.

Mobile Inspection Workflow and Hardware Deployment

The process at DIAVAG is designed for maximum efficiency and precision. After scheduling an appointment, which usually happens within 24 hours, the appraiser comes directly to the asset's location. This can be a private garage, a farmyard, a harbor, or a trading site. On site, the inspection usually takes less than 15 minutes, since the workflow is standardized through specialized software and a hardware case. Among other things, this case contains OBD2 scanners, paint layer thickness gauges, tread depth gauges, and digital multimeters.

The standardized photo documentation deserves particular mention. Every asset is photographed from fixed, defined angles to ensure a complete and tamper-proof representation of its condition. The data is transmitted encrypted to the cloud and processed there. This digital approach makes it possible to deliver the completed appraisal as a PDF on the same day. For customers who want additional security, DIAVAG optionally offers a notarial hash on the Polygon blockchain to prove the immutability of the document at a specific point in time.

Coverage of Seven Asset Classes

While classic testing organizations such as TÜV or DEKRA focus primarily on passenger cars and periodic technical inspections, DIAVAG covers seven different asset classes. This includes cars (combustion and hybrid), EVs, boats, construction and agricultural machinery, cargo bikes, e-scooters, and home storage systems. This breadth is rare in the market for mobile appraisers and allows customers to have various assets valued through a single service provider.

Each asset class requires specific expertise and adapted inspection steps. For a sports boat, for example, different parameters are in focus than for a home PV storage system. Nevertheless, the process remains identical for the customer: a mobile appointment, a flat price, and a standardized appraisal. Especially for complex assets such as construction and agricultural machinery, on-site inspection is a significant advantage, since transporting these machines to a testing facility would involve high costs and logistical effort. DIAVAG solves this problem through mobility.

Premium Battery Test for EVs and Home Storage Systems

For electric vehicles and stationary home storage systems, the battery is the value-determining component. A conventional value appraisal that only looks at visual condition and the fault memory falls short here. DIAVAG therefore integrates the Premium Battery Test as standard in the premium appraisal for auf Anfrages. This test determines the state of health (SoH), analyzes cell balance, and measures the actual kWh capacity as well as internal resistance.

This in-depth diagnostics is essential, since the visual condition of an EV says nothing about the chemical aging of the battery. With a view to the EU Battery Passport, which becomes mandatory from February 2027, DIAVAG is already technologically prepared today. Through the Premium Battery Test, buyers and sellers receive an objective data basis that significantly influences the market value of the vehicle or storage system. This prevents unpleasant surprises after purchase and builds trust in electric mobility.

Flat-Price Model and Cost Transparency

A major criticism of traditional appraisal offices is often the opaque pricing, which is based on the value of the item or the time spent. DIAVAG breaks with this practice and offers clear flat prices. The private standard appraisal for cars, boats, cargo bikes, or e-scooters costs auf Anfrages. For more complex assets such as EVs or home storage systems, which include the Premium Battery Test, the price is auf Anfrages. In the region (Hamburg, Berlin, Munich), these prices include all costs, including travel.

This predictability is especially important for private customers and lawyers who need to state the costs precisely in advance. There are no hidden fees for photo documentation or the creation of the PDF document. For commercial customers such as car dealers or fleet operators who reach a volume of more than 50 appraisals per month, DIAVAG offers individual terms. Here, the focus is often on API integration with existing dealer management systems (DMS) to fully automate the valuation process.

Areas of Application: Inheritance, Divorce, and Insurance

In legally relevant situations, a neutral appraisal is often indispensable. In an inheritance, assets must be fairly divided among heirs or declared to the tax office. A DIAVAG appraisal provides the necessary documentation for this. The same applies to divorce proceedings, in which the equalization of accrued gains must be calculated. Because the appraiser acts independently, accusations of bias are refuted from the outset. In legal matters, however, customers should always consult a lawyer or notary, as DIAVAG does not provide legal advice.

Neutral valuation also plays a central role in insurance cases. After a damage event, such as storm damage to a boat or an accident involving a cargo bike, the replacement value must be determined. DIAVAG's appraisal serves here as a well-founded basis for settlement by the insurer. Through BVSK compliance and the signature of a senior inspector, it is ensured that the document meets industry-standard requirements and enjoys high acceptance.

Solutions for Dealers and Fleet Operators

DIAVAG offers specialized B2B solutions for professional market participants. Car dealerships and fleet managers often face the challenge of having to value a large number of vehicles in a short time, for example during lease returns or purchasing. From a volume of 50 appraisals per month, DIAVAG provides individual interfaces that enable seamless integration into the customer's digital infrastructure. This significantly reduces administrative effort.

In addition, independent appraisers have the option of purchasing the DIAVAG hardware case, including the software license, for auf Anfrages. This allows external experts to use the standardized DIAVAG workflow in their own business and benefit from the technological edge. The combination of mobile hardware and automated appraisal creation is a tool for increasing efficiency in modern appraisal practice.

Comparison: DIAVAG vs. Traditional Inspection Organizations

The market for vehicle valuations is diverse, yet there are clear differences in the depth and focus of services. While organizations such as TÜV or DEKRA primarily perform sovereign duties, DIAVAG specializes in mobile value appraisals. A key difference lies in the Premium Battery Test, which classic testing bodies often do not offer as standard at this depth. In addition, coverage of assets such as home storage systems or boats is a unique selling point of DIAVAG.

FeatureDIAVAGPeriodic Inspection Bodies (TÜV/DEKRA)Purchase Portals
Mobile serviceYes (on site)Mostly stationary onlyPartially
Flat priceauf Anfrage / auf AnfrageOften based on effortFree (with purchase intent)
IndependenceComplete (Type A)CompleteNo (purchase interest)
Battery test (SoH)Premium standardBasic diagnosticsUsually fault memory only
Asset classes7 classesFocus on cars/trucksCars only

Frequently asked questions

What does a neutral appraisal cost at DIAVAG?
A standard appraisal for cars, boats, or cargo bikes costs auf Anfrages. The premium appraisal for EVs and home storage systems, including the Premium Battery Test, is auf Anfrages. These are flat prices including travel within the region.
How quickly do I get an appointment and the appraisal?
Appointments are usually scheduled within 24 hours. The on-site inspection takes less than 15 minutes, and the completed PDF appraisal is delivered the same day.
Is the appraisal usable in court?
Yes, the appraisals are BVSK-compliant and signed by a senior inspector. By complying with ISO/IEC 17020 Type A standards, they offer a high level of legal certainty, for example for inheritance or divorce matters. For specific legal questions, you should consult a lawyer.
What hardware is used during the inspection?
Calibrated OBD2 scanners, paint layer thickness gauges, tread depth gauges, digital multimeters, and special diagnostic tools for the Premium Battery Test are used.
Does DIAVAG also provide appraisals for boats?
Yes, boats and yachts are among the seven asset classes DIAVAG covers. The appraiser comes directly to the berth or the harbor for this.
What is the difference compared to a free online check?
Online checks are based on algorithms and average values without a physical inspection. A DIAVAG appraisal is based on a real on-site examination by an appraiser and is therefore significantly more precise and legally sound.
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